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1. Question
Which of the following statements is True?
(1) The indemnity clause of industrial risks public liability policy excludes Products liability
(2) The indemnity clause of industrial risks public liability policy excludes Pollution liability -
2. Question
The authority responsible in the redressal of disputes between the insurer and the insured is known as
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3. Question
Which of the below statement is correct with regards to corporate frequent travelers plan?
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4. Question
As per IRDA regulation a surveyor has to be appointed within ____hours/days of reciept of claim intimation from the insured.
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5. Question
Identify the statement which is not correct. Insurance agent should __________.
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6. Question
An insured cannot recover more than his actual loss because of
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7. Question
Insurance agents who hold licence to act as an agent for both a life insurer and a general insurer are called _______________.
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8. Question
Negotiation is a process _____________.
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9. Question
Lloyds Coffee House is regarded as the place where insurance started the way it is practised today. Lloyds is located in __________.
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10. Question
Which of the following is NOT payable under Burglary(Business Premises) policy?
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11. Question
Which of the following questions is common to all proposal forms.
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12. Question
When there are several policies on the same subject-Matter, each insurer pays only a proportion of the loss. This is know as
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13. Question
In Engineering insurance CAR stands for
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14. Question
In case of Motor Insurance which document is considered as the only evidence of existence of a valid insurance by police authorities and RTO
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15. Question
Which of the following statement is True?
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16. Question
A document which provides an evidence of contract of insurance is called________
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17. Question
A company has a fire insurance policy containing a clause which requires the testing of all fire alarms on the premises at the end of each working day. Failure to do so may render the policy void. This is known as
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18. Question
The amount of relief payable under public liability Insurance Act, 1991 for Accident is
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19. Question
Personal liability insurance policies cover damages to properties and injuries to other people due to
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20. Question
Two main sources of Income for an Insurance Company are Underwriting Income and __________
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21. Question
Which of the following statements is True? Domiciliary hospitalization benefit does not include (1) Pre- hospitalization treatment (2) Post -Hospitalization treatment
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22. Question
Following is not an insurance intermediary:
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23. Question
Which policy covers damage to actual structure of the vessel?
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24. Question
An Excess is another word for
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25. Question
In case of a fire claim, a report from the fire brigade:
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26. Question
Which among the following cannot be an element in a valid insurance contract?
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27. Question
In the insurance context risk means
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28. Question
Reserves for Unexpired risks come under the heading
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29. Question
Fire reinstatement value policy is not issued in respect of _______
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30. Question
______________ means spreading ones investment in different kinds of assets.
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31. Question
Which of the following question is common to all proposal forms?
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32. Question
Which of the following statements is True? (1) Code of conduct does not apply to insurance brokers. (2) Code of conduct does not apply to surveyors and loss assessors
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33. Question
Which of the following statements is true?
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34. Question
Claim under the critical illness policy is payable if during the policy period the Insured is found to have contracted a critical illness and survives such critical illness for at least _____ days from the date of its discovery.
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35. Question
If the insurer decides that a certain loss is not payable because it is not covered under the policy then who decides on such matters?
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36. Question
An example of a fact which need not be disclosed unless asked for is ______________ by the insurer.
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37. Question
Who among the following carries out the investigation for a claim for a small loss?
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38. Question
A warranty
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39. Question
Consumer Protection Act deals with:
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40. Question
Which of the following is True as per the redressal of public grievances rules? (1) The award should not be more than Rs 20 lakh. (2) The award should be made within three months from the date of complaint
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41. Question
Which of the following statements is False?
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42. Question
Insurers follow two premium insurance analysis. One is Asset Liability Management. The other one is
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43. Question
A subrogation claim is recovered from the third party and which other party?
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44. Question
Under Motor Insurance Ambulance will be classified under which class?
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45. Question
Which of the following is not considered as permanent total disablement?
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46. Question
In shop keepers insurance, which of the following are not covered?
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47. Question
The sharing of a claim between two insurers is called
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48. Question
Which of the following is not a contract of indemnity in the strict sense?
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49. Question
Fire Insurance Policy does not cover damage to property even as add-on cover due to___________.
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50. Question
When there is a possible claim the insured must initially advise the insurer within what time period?
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