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I want to become Insurance Agent. Which exam I should write?

To become Life Insurance Agent in India a candidate should pass IRDA IC 38 Pre recruitment qualification exam. To become General Insurance Agent in India a candidate should pass IRDA IC 34 Exam.

Who conducts Agent Pre recruitment exam?

On behalf of IRDA (Insurance Regulatory and development Authority), Agent pre recruitment exam is conducted by Insurance Institute of India.

I want to become Insurance Agent. Which exam I should write?

To become Life Insurance Agent in India a candidate should pass IRDA IC 38 Pre recruitment qualification exam. To become General Insurance Agent in India a candidate should pass IRDA IC 34 Exam.

What is the eligibility Criteria for becoming Insurance Advisor?

Regulation 4 of the IRDA (licensing of Insurance Agents) Regulations, 2000 requires a Minimum qualification of a pass in 12th standard in case of urban areas and 10th Standard in case of rural areas if the population is less than 5000.

Can I work as Insurance agent for more than One Insurance Company?

NO. At present regulation stipulates that a person should work as Insurance Advisor and solicit Insurance business only for One Life Insurance Company and One General Insurance Company.

Can I write IRDA Exam directly?

NO. You have to enroll yourself with the Insurance Company you like to be associated with. It is only through that Insurer you will be able to write exam.

Do I have to attend training?

Candidates should complete 50 hours of training from an IRDA approved training institution to act as Life or General Insurance agent. In case of Candidates who are seeking license for the first time to act as composite (i.e. Life & General) insurance agent has to complete 75 hours of training.

How to enroll with IRDA approved training providers?

Insurance Company will have tie up with training providers and they will arrange training.

What is the syllabus of IC 38 Exam?

  • Understanding insurance
  • Providing technical product information
  • Providing professional advice
  • Understanding claims
  • Fulfilling legal and regulatory requirements
  • Understanding customer protection and ethics

What is the type of Exam (written or Online) ?

Exam is ONLINE. No off line exam is available. Once you submit the question paper you will immediately get the result.

What is the examination pattern for IC 38?

  • The Test contains 50 Multiple Choice Questions.
  • Time is ONE Hour.
  • Each question carries one mark.
  • There is NO NEGATIVE MARK for wrong answers.
  • To qualify a person should get 35% marks.

What is the validity of my certificate?

Insurance License is valid for a period of three years.

Do I have to write IRDA exam again after expiry of the certificate?

No. Candidates need not write exam for Certificate Renewal. They have to undergo 25 hours of practical training in order to renew the certificate for another block of 3 years.

Is IRDA Exam (IC 38) difficult to pass?

Not really if you understand the concept. But most of the candidates find it difficult to pass the exam.

Is there someone who offers IRDA Practice test papers?

Yes, We are providing mock test for IRDA examination

How to Join LIC

Do I have to clear any Exam for LIC Agency

How Can I Clear IC-38 Exam

How can help us to Clear IC-38 Paper

Distribution of IC-38 Question in online Exam


How to Join LIC

To Join LIC of India you need to visit nearest LIC Branch with Below mentioned documents

  • PHOTO COPY OF AGE PROOF DOCUMENT (Birth Certificate/ School Leaving Certificate)
  • PHOTO COPIES OF EDUCATIONAL CERTIFICATES (10th, 12th, Graduation Mark sheet)
  • ADDRESS PROOF DOCUMENT (Light Bill/ Ration Card / Voter ID /Passport)

How Can I Clear IC-38 Exam

Some very small tips can help you to pass the IC-38 exam very easily, We have provided some points below which can provide you right direction to pass the IC 38 Exam.

  1. Before preparing for this exam we must have the knowledge of commonly used word (Terminology) to understand any question easily
  2. Read IC 38 Book and understand the subject deeply its going to help you in Insurance business also.
  3. Read Chapter-Wise notes its very easy to understand any subject when we read chapter-wise notes.
  4. At last one should practice Mock Test as much as he can do, to understand the real-exam pattern. 

Do I have to clear any Exam for LIC Agency

Yes, You have to clear IC-38 Exam for Joining any Insurance Company, this exam is conducted by IRDA, which is an govt. body to regulate insurance industry. IRDA will allocate Center for Online IC-38 Test.

How can help us to Clear IC-38 Paper

Benefit of our Online IC-38 Training


Mock test

  1. Access all IC-38 Mock Test anywhere on net, you can practice all question papers at Home, Office or cyber cafe, also can be download.
  2. You can access all paper Multiple times
  3. Test are available with time just like EXAM HALL pattern
  4. Improve Passing chances Before appearing the actual test .
  5. These questions are prepared by very Experienced IC-38 trainers, we provide you all possible and very expected questions which will help you to clear the IC-38 Exam in one attempt.
  6. Our passing percentage is more than 95%
  7. These Question papers will be available in online software just like examination hall, these will help you to Become familiar of computer screen.

Click here to access IC-38 mock Test

IC-38 Important Notes

Read our Chapter wise Notes, these notes are prepared by very experienced trainer. Benefits of Notes Once you go through all Notes you will be able to answer any type of question being asked in Exam hall.

Click here to Access IC-38 Important notes.

Insurance Terminology (Insurance Related difficult words)

Read our Insurance terminology which can help you to understand any Insurance related questioned asked in IC-38 exam, these terminologies are prepared by very experienced trainer, our study says “if a candidate is well aware of all the terminology (words) he can easily pass the exam” If you are well aware of these insurance terminologies you will be able to put your logic to find out the correct answer.

Click here for Insurance terms