English New IC33 Paper 20

Que. 1 : Which of the below is a tool of underwriting?
   1.  Financial documents
   2.  Reports of sales personnel
   3.  Both of the above
   4.  None of the above
Que. 2 : __________________ is the base of the contract where all the critical information pertaining to the health and personal details of the proposer (i.e. age, occupation, build, habits, health status, income, premium payment details etc.) are collected.
   1.  Proposal form
   2.  Financial documents
   3.  Both of the above
   4.  None of the above
Que. 3 : Which of the below is a standard age proof?
   1.  School certificate
   2.  Passport
   3.  Domicile certificate
   4.  All of the above
Que. 4 : Which of the below is a standard age proof?
   1.  School certificate
   2.  Passport
   3.  PAN card
   4.  All of the above
Que. 5 : Which of the below is a non- standard age proof?
   1.  School certificate
   2.  Ration card
   3.  Birth certificate extracted from municipal records
   4.  Adhaar Card
Que. 6 : Which of the below is a non- standard age proof?
   1.  Voter ID
   2.  Passport
   3.  Domicile certificate
   4.  All of the above
Que. 7 : Which of the below is a non- standard age proof?
   1.  Elder’s declaration
   2.  Passport
   3.  Domicile certificate
   4.  All of the above
Que. 8 : Which of the below is a non- standard age proof?
   1.  Gram panchayat certificate
   2.  Passport
   3.  Domicile certificate
   4.  All of the above
Que. 9 : Normally the financial documents are only asked for in which cases ?
   1.  Personal accident covers
   2.  High sum assured coverage
   3.  When the stated income and occupation as compared to the coverage sought, show a mismatch.
   4.  All of the above
Que. 10 : The principle of utmost good faith in underwriting is required to be followed by ___________.
   1.  The insurer
   2.  The insured
   3.  The medical examiners
   4.  Both the insurer and the insured

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