English IC38 Mock Test
Quiz-summary
of 49 questions completed
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Please select options one by one and check your ability to complete the IC38 Exam before appearing for Actual eam
This is a Free Paper for IC38 (LIC Agency Exam Preparation)
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Question 1 of 49
1. Question
1 points______ is defined as the active and efficient cause that sets in motion a chain of events which bring about a result, without the intervention of any force started and working actively from a new and independnet source.
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Question 2 of 49
2. Question
1 pointsWhich of the following statement is true regarding term plan
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Question 3 of 49
3. Question
1 pointsWho invests the insurance proceeds as per MWP Act/
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Question 4 of 49
4. Question
1 pointsWhat are the materail fact in respect of personal accident insurance
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Question 5 of 49
5. Question
1 pointsThe __________ had agreements where they would pay additional sums to lender, as a price for writting off loans , in case a shipment was lost or stolen
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Question 6 of 49
6. Question
1 pointsWhat are the types of Rebates
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Question 7 of 49
7. Question
1 points__________ is the process of bringing illegal money into an economy by hiding its illegal origins so that it appers to be legally acquired
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Question 8 of 49
8. Question
1 pointsTerm plan can be renewed at the end of the policy duration based on which of the following factor(s)
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Question 9 of 49
9. Question
1 pointsWhat is the purpose of ‘Free look Period”
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Question 10 of 49
10. Question
1 pointsThe non-forfeiture provision is under the Indian Insurance Act
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Question 11 of 49
11. Question
1 pointsThe designated official shall communicate the reasons for appointment as agent to the applicant in writting, within _____ of receipt of the application
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Question 12 of 49
12. Question
1 pointsThere are ________types of risk classes
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Question 13 of 49
13. Question
1 pointsHealth care protection becomes paramount during stage of life cycle
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Question 14 of 49
14. Question
1 pointsWhat was the purpose of launching the PMLA, 2002
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Question 15 of 49
15. Question
1 pointsWhich of these gave the idea of proper formation of insurance
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Question 16 of 49
16. Question
1 pointsIn India, for a policy to acquire GSV, the premium has to be paid for minimum _____ year(s)
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Question 17 of 49
17. Question
1 pointsDeath benefir and cash value under variable life insurance fluctuates according to _______ performance of a special investment into which premium are credited
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Question 18 of 49
18. Question
1 pointsWhich of the following would not come under misleading fo facts by the insured
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Question 19 of 49
19. Question
1 pointsWhich policy would you to suggest to an investor who wants to benefit from favorable investment performance of the portfolio
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Question 20 of 49
20. Question
1 pointsWhat are the difference between policy loan and commercial loan
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Question 21 of 49
21. Question
1 pointsWhat are the features of Survival benefit payments
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Question 22 of 49
22. Question
1 pointsExamination body for corporate agent /web aggregators/ insurane marketing firm is
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Question 23 of 49
23. Question
1 pointsIdentify the scenario where a debate on the need for insurance is not required
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Question 24 of 49
24. Question
1 pointsWhich of the following statement os false regarding variable life policies
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Question 25 of 49
25. Question
1 pointsWhich of the following statement is true with regardsa to whole life plan
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Question 26 of 49
26. Question
1 pointsPayment under _____ is made by an insurance of a specified event according to the terms and conditions
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Question 27 of 49
27. Question
1 pointsA Saving oriented insurance policy is one
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Question 28 of 49
28. Question
1 pointsUnder critical illness rider, in the event of diagnosis of a critical illness, what all are done
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Question 29 of 49
29. Question
1 pointsWhich of the following is a wealth accumulation product except
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Question 30 of 49
30. Question
1 pointsThe mortality tables represents the mortality experience of standard lives or________
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Question 31 of 49
31. Question
1 pointsConsumer disputes can be addresed in
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Question 32 of 49
32. Question
1 pointsWhat are the forms to be submited for death claims in general
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Question 33 of 49
33. Question
1 pointsWhich of the following is an example of short term financial goal
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Question 34 of 49
34. Question
1 pointsWhich of the statement is false as per MWP Act
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Question 35 of 49
35. Question
1 points______ means any fauult imperfection, shortcoming an inadequacy in the quality, nature and manner of performance, which is required to be maintained under law
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Question 36 of 49
36. Question
1 pointsWhat is the amount payable under a ULIP
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Question 37 of 49
37. Question
1 pointsThe underwriter’s function is
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Question 38 of 49
38. Question
1 pointsWhich of the following statement(s) is correct, vis-a-vis Life Insurance Contract
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Question 39 of 49
39. Question
1 points______ is a process used by a business to varify the identity of their clients
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Question 40 of 49
40. Question
1 pointsThe aim under Key man Insurance is to compensate the business for lossees insured with the loss of ________
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Question 41 of 49
41. Question
1 pointsWhich of the following events can destroy the productive capabilities of an individual?
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Question 42 of 49
42. Question
1 pointsWhat are the steps to be followed by the nominee, asignee or legal heir to get the claim money
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Question 43 of 49
43. Question
1 points________ is not an underwriting decision
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Question 44 of 49
44. Question
1 pointsThe jurisdiction of forum to entertain complaints exceeding 20 lakhs an 100 lakhs lies with
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Question 45 of 49
45. Question
1 points_________ is the likelihood that a clients behavior might change as a result of purchasing a life insurance policy and such a change would increase the chance of a loss
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Question 46 of 49
46. Question
1 pointsWhich does inter-temporal allocation of resources refer to
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Question 47 of 49
47. Question
1 pointsThe tebular rates of premium is know as
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Question 48 of 49
48. Question
1 pointsBeneficiary under the policy as per MWP Act can be which of the following
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Question 49 of 49
49. Question
1 pointsIntegrated Grievance Management system is launched by
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